PayPal Alternatives: Do You Have a Backup Plan?

PayPal Alternatives: Do You Have a Backup Plan?: "Many people think that in order to do business online you need to have an expensive merchant account to have the ability to take payments by credit card from your customers. Nothing could be further from the truth. Merchant accounts can be hard to get and the monthly fees can really add up.
So what's an honest Internet Entrepreneur to do?
The answer for most is Paypal.com. It's easy to set up an account, and fees are low and depend on your monthly sales (for most it will be 2.9% and .30 per transaction). You'll find most Net users trust and use PayPal for their everyday purchases, so they won't have a problem using it on your website to purchase from you.
However, relying solely on PayPal.com for your business can be risky. Should you ever lose your PayPal account or you have it 'frozen,' your online income will come to a screeching halt. You need a backup plan; another way to accept payments -- or you'll have to close up shop. This is the same thing as relying on one stream of income. If you lose your job your only source of revenue dries up as well. That's why multiple streams are best to keep you in the green."

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Small Business, Home business, SOHO, work at home articles

Small Business, Home business, SOHO, work at home articles: "The key to good customer service is meeting your clients' expectations the first time, every time. But if you want to move beyond good customer service, you have to exceed those expectations, maybe not always, but often enough for them to be impressed that you are committed to their needs as much or more than they are themselves. That kind of customer service is what makes them loyal. "

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PayPal Spreads Its Wings

PayPal Spreads Its Wings: "The Web service is going beyond parent eBay. Will the next foray be offline?

The wise folks at Detroit Coffee Co. aren't trying to create the next Starbucks Corp. (SBUX ). They sell only basic brew from retail vans. On their Web site you won't find beans with foo-foo flavors. And they don't take American Express (AXP ) -- or Visa or MasterCard. The only way to buy online: PayPal, the Web payment service owned by online marketplace eBay Inc. (EBAY ). Detroit Coffee Chief Executive George B. Kaufman thinks PayPal, which lets buyers instantly send money over the Web without typing in their credit-card numbers, is easier and safer than plastic. Besides, he adds, 'almost everybody recognizes PayPal now.' "

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